4 Reasons you'll love Loanpad

Tax-free interest

Inflation-busting interest

Total control

Lower risk

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3 simple steps to opening up a Loanpad account

Sign up to Loanpad

Deposit Funds

Choose your account

Fill in our simple online application to become a Loanpad investor

Put money into your cash account by bank transfer or standing order

Choose to lend through your Classic or Premium account, or both

2 innovative lending accounts

Loanpad offers a combination of elements you won't find on any other lending platform.

Daily interest which you can hold, re-invest or withdraw whenever you like.

Unique protection of your investments through loan-sharing, daily diversification, our interest cover fund and more.

Ease and simplicity – you can use our intuitive online platform to check your interest and our portfolio of loans daily, and you can move money between your accounts as much as you want.

Your money is spread over loans that are shared between our investors and experienced lending partners who take on the higher risk part of each loan for a higher rate of interest.

* These are annual rates paid daily into your cash account – after fees but before tax. If you choose to reinvest your interest daily, you’ll enjoy even higher returns. Rates are variable and could change.

** We do all we can to release your money as soon as you ask for it. But this does depend on funds being available, and from time to time there may be a slight delay.

ISA eligible

Your money diversified daily

Interest paid daily to cash account

Designed for lower risk

More about Loanpad

Loanpad gives you the flexibility and transparency of an online account with inflation-busting interest - all on an easy-to-use online platform. And you can enjoy your interest tax-free with a Loanpad ISA.

Authorised by the Financial Conduct Authority (FCA), we're underpinned by smart property loans - meaning we can pass on stable returns to you while keeping overheads and risks as low as possible.

Think of us as an online account with inflation-busting interest. Think of us as a peer-to-peer lending platform that's simple to use and built for lower risk. We're all of this, and more.

See how Loanpad works

Our lending accounts are not bank accounts and involve risk to your capital. Additionally, daily access cannot be guaranteed. Like all peer to peer lending, Loanpad is not covered by the Financial Services Compensation Scheme. Loanpad is authorised and regulated by the Financial Conduct Authority.

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