A peer-to-peer lending platform offering investors a simple and transparent way to boost your income. Interest paid daily. Watch your money grow with Loanpad.
Welcome to Loanpad
Daily interest
Daily access
£10 minimum
FCA authorised
Tax free
Capital at risk. Not protected by the FSCS. Past performance is not an indicator of future results.
Sign up today and qualify for a welcome bonus
Just enter the reference 'WB620' when signing up
Invest £5,000 for 365 days and receive £50
Invest £10,000 for 365 days and receive £100
Lower risk
Tax-free interest
Daily Interest
Total control
We partner with established property lenders and spread your money evenly every day across a portfolio of secured property loans.
Open a Loanpad ISA and start investing with as little as £10 and grow your money tax-free.
Reinvest your daily interest and reap the benefits of compound interest.
Move your money between accounts and check your interest any time.
Current Loanbook Statistics
£148,869,149
Total Live Loans
£75,430,612
Total Loanpad
Participation
£73,438,536
Total Lending Partner Participation
Suspended Loan Rate
0%
Capital Losses To Date
£0
Average LTV
40%
These figures were last updated on the
18 November 2022
Our reviews
Take a look at what our investors think of Loanpad so far....
I've been investing in this excellent company for the past two years or so. They operate a lower risk Peer to Peer product and their customer service are wonderful to deal with. The two investment products pay competitive interest for the risks involved and the interest is added daily to my two accounts. The website is also very easy to navigate. I can very highly recommend this company to invest in either in their standard or ISA accounts.
Superb Peer to Peer Company.
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Choose the account that suits you best, with or without an ISA wrapper. You can move money between Loanpad accounts and check your interest 24/7.
Our accounts
These are annual target interest rates paid daily into your cash account – after fees but before tax. If you choose to reinvest your interest daily, you’ll enjoy even higher returns. Rates are variable and could change.
We do all we can to release your money as soon as you ask for it. But this does depend on funds being available, and from time to time there may be a slight delay.
Capital at risk. Not protected by the FSCS. Past performance is not an indicator of future results.
ISA eligible
Your money
diversified daily
Interest paid daily
to cash account
Designed for
lower risk
Simple and transparent
We’ve designed Loanpad for maximum simplicity and transparency. We don’t charge a fee, but make a margin on the rate of interest paid by borrowers. Essentially, we make money when you make money – so it’s in everyone’s interest to make sure every single loan is rock-solid.
How it works
Put money into your cash account by bank transfer or standing order.
Make a deposit
Choose your account
Enjoy daily interest
Stay in control
Choose to lend through your Classic or Premium account, or both. You can move your money around to suit your needs.
Watch your interest grow from your fully diversified portfolio of lower-risk property loans.
Enjoy free access, flexible accounts and complete visibility of your interest and diversified loans.
Capital at risk. Not protected by the FSCS. Past performance is not an indicator of future results.
Why open a Loanpad ISA?
Inflation-busting interest, tax-free
Enjoy 3.40% returns with a Loanpad ISA Classic account and 4.60% returns with ISA Premium.
Simple
It’s quick and easy to open a Loanpad ISA and you can move money between your ISA accounts just as you can in your standard accounts.
Flexible
You can reinvest or take out your interest – and move money in and out of your ISA account as often as you like (in the same tax year). Read more about a flexible ISA.
Protected
Our ISA accounts enjoy the same innovative risk protection as all our accounts: shared lending through established property lenders (lending partners), daily diversification and more.
Transfers
You can transfer ISAs you have with other ISA providers to Loanpad and benefit from our competitive rates. And if you transfer previous years’ ISAs, it won’t affect your current year’s allowance.
Sign up today and qualify for a welcome bonus
Just enter the reference 'WB620' when signing up
Invest £5,000 for 365 days and receive £50
Invest £10,000 for 365 days and receive £100
or click here to log in.
Capital at risk. Not protected by the FSCS. Past performance is not an indicator of future results.
Capital at risk. Not protected by the FSCS. Past performance is not an indicator of future results.
Capital is at risk
No FSCS protection
Past performance
Economic factors
As with any investment, your capital is at risk and your investment may go up or down in value.
You won't be covered by the Financial Services Compensation Scheme (FSCS) for potential future losses.
As with all investments, past performance is not an indicator of future results.
Changes in economic climate and / or geopolitical events could negatively impact the value of your investment.
Copyright © 2022 Loanpad Limited. All Rights Reserved
Loanpad Limited is authorised and regulated by the Financial Conduct Authority (FRN:741576) and by HMRC as an ISA manager. Loanpad is not covered by the Financial Services Compensation Scheme (FSCS). As with any investment, your capital is at risk and your investment may go up or down in value.